Absence of Easements Insurance

Because we work specifically with the construction industry, we have a host of absence of easement insurance providers that we use and know well. This means that we can ensure our clients get the right policy for the right price every time.

Construction engineer working on plans

  • Legal indemnities
  • Right of light
  • Restrictive covenants

Need Insurance? Get in touch today!

Whatever your absence of easement insurance requirements, please get in touch today for a free no obligation quotation.

Absense of Easements Insurance is a type of cover that can prove incredibly useful for the construction industry. As a property developer or contractor, you need to be in control of every aspect of your project. Whether you’re renovating an existing property, demolishing and rebuilding a residential property or building a major development of houses or apartment blocks, control is key. But, sometimes, there are areas of a development that you can’t plan for.

For instance, where access to your build involves going through an area of a neighbouring property or land, you would obtain an Easement enabling that access.

It would enable access for utility and service providers, like cable, gas and electric companies. It could give you access for construction materials to be delivered to your site. Or it could simply provide a footpath from the street to your development, for your eventual residents to use. But, what if that Easement should be challenged by the legal owner of the neighbouring property? That alone could interrupt your build and slow your project down. And if that challenge was upheld, the repercussions could be disastrous. At the least it could mean ‘going back to the drawing board’ to re-plan your project. At the worst, it could mean demolishing your entire structure.


Why do you need Absence of Easement Insurance?

Which is where Absence of Easement Insurance comes in. It protects you, financially and legally, in cases where no Easement is granted and your development is compromised as result. At Construction Insure, we specialise in providing insurance to protect property developers and contractors. We’ve been brokering insurance for forty years, so we know we can help you get the cover you need.

How does Absence of Easement Insurance help you?

Sometimes, even if you’re aware of a right of way issue, it may not become a problem until the build is underway. It may be, at that point, that the owner of the right of way decides to challenge your access or withhold Easement. That’s why Absence of Easement Insurance is a necessary aspect of your financial protection.

What you are Covered for?

Some of the legal issues a policy can provide you with cover for are: damages or compensation awarded against you by the courts; the cost of obtaining a legal right to use the Easement, or obtain a comparable Easement; legal defence costs; or the costs of a settlement. The policy will also safeguard your physical costs, such as: the cost of altering, demolishing or rebuilding any part of your property development; and costs incurred if you have to abort your entire project. Another important aspect of the insurance is that it’s usually granted in perpetuity. So, it will also continue to benefit successive owners of the property.

How do you get the right advice?

Insurance requires knowledge and experience to get it right. We have both, which means we can give you help and advice about all aspects of your insurance cover. For example we can ensure other cover is included such as business interruption as well as the shortfall from any reduction in the market value of your property as a result of the Absence of Easement. Please call us on 020 3958 6868 so we can talk to you about what you need. Then we can get you the cover that’s right for you.



" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson


" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons)