Roofers Liability Insurance
At Construction Insure we look after any size of roofing company. We don’t just insure large contractors with high turnovers, but also the smaller companies with a couple of employees and even ‘one man bands’. Whether you are working on a residential flat roof with heat, or you have a roofing contract on cathedrals, commercial buildings above 100m, or on a £20 million residential property development, we have the right access to all A rated insurers to provide you with the correct cover.
Why do you need Roofers Liability Insurance?
You already know that your job is a high-risk occupation. But did you know that being a roofer is officially one of the top ten most dangerous jobs in the world? Falls from height are responsible for 35% of major injuries in the construction industry. And, unfortunately, 25% of all employee fatalities, after a fall from height, are roofers. So, you need to protect yourself. But not just your physical safety. You need to protect your legal and financial exposure too. That’s where Construction Insure come in. We specialise in finding the right insurance cover at the most competitive premium for the construction industry. And for high risk occupations like yours.
How does Roofers Liability Insurance help you?
As you’d expect, the size of your business makes some difference to what kind of insurance you need to think about. But there are policies that all roofers should have in place. For example, you’ll need to have Public Liability Insurance, which would protect you up to £5 million if there’s an accident that injures a member of the public. If you employ staff or sub-contractors you need to insure them too. Sub-contractors, actually count as your employees if you pay them 20% if their overall income.
A high-risk profession like yours means it’s vital that adhere to Health & Safety guidelines. Not only to keep your staff safe, but to keep your policies safe too. If you don’t follow Health & Safety rules, you could have your insurance invalidated, which means that a claim against you could ruin your business. But it’s our job to make sure you’re fully protected.
Need Insurance? Get in touch today!
Whatever your roofers insurance requirements, please get in touch today for a free no obligation quotation.