Scaffolders Liability Insurance
At Construction Insure we insure scaffolding companies who are carrying out works from multi-million pound projects on superstructures to works on temporary stadiums and from offshore scaffold erection to standard residential scaffolding.
Scaffolding Companies probably carry the highest risk of injury, accident, or even fatalities, in the construction industry. It won’t surprise you to know that more than half of scaffolding accidents are from falls. Because yours is a high-risk trade, it’s not easy to get the right insurance cover without paying punishing premiums. But it’s exactly because your profession carries so many risks that it’s vital that you are adequately insured. You often working at height, so you need to have insurance that protects you in the event of an injury. And, if you work in close proximity to the general public, you need to be insured in case a one of them gets injured or involved in an accident, which may involve legal fees and financial implications. At Construction Insure we specialise in brokering the right insurance for high-risk occupations like yours at the most competitive premiums.
How does Scaffolders Liability Insurance help you?
As a scaffolding company, you employ staff or sub-contractors. It’s your duty to make sure they’re insured too. (You may not know, but if you’re responsible for over 20% of your sub-contractors’ annual income, they actually count as your employees.) So, what kind of policies do you need? Public Liability Insurance is vital. It safeguards your business up to £5 million if the actions of an employee should injure a member of the public. Then there are policies to protect you from Financial Loss and cover you for Professional Indemnity. It’s also well worth noting that if you don’t strictly follow Health & Safety rules, your insurance policy could be void in the event of a claim. And, if this does happen, or you’re underinsured, the cost of a claim against you could ruin your business and your professional career. Which is why it’s vital to have complete insurance in place. Which is what we’re here to do for you. We’ll discuss all the relevant details of your business, payroll and project with you. Then we’ll go to our insurance providers and come back to you with a plan of the cover you need and what it will cost you.
Need Insurance? Get in touch today!
Whatever your scaffolders insurance requirements, please get in touch today for a free no obligation quotation.