Scaffolders Liability Insurance

At Construction Insure we insure scaffolding companies who are carrying out works from multi-million pound projects on superstructures to works on temporary stadiums and from offshore scaffold erection to standard residential scaffolding.

Scaffolding Companies probably carry the highest risk of injury, accident, or even fatalities, in the construction industry. It won’t surprise you to know that more than half of scaffolding accidents are from falls. Because yours is a high-risk trade, it’s not easy to get the right insurance cover without paying punishing premiums. But it’s exactly because your profession carries so many risks that it’s vital that you are adequately insured. You often working at height, so you need to have insurance that protects you in the event of an injury. And, if you work in close proximity to the general public, you need to be insured in case a one of them gets injured or involved in an accident, which may involve legal fees and financial implications. At Construction Insure we specialise in brokering the right insurance for high-risk occupations like yours at the most competitive premiums.

How does Scaffolders Liability Insurance help you?

As a scaffolding company, you employ staff or sub-contractors. It’s your duty to make sure they’re insured too. (You may not know, but if you’re responsible for over 20% of your sub-contractors’ annual income, they actually count as your employees.) So, what kind of policies do you need? Public Liability Insurance is vital. It safeguards your business up to £5 million if the actions of an employee should injure a member of the public. Then there are policies to protect you from Financial Loss and cover you for Professional Indemnity. It’s also well worth noting that if you don’t strictly follow Health & Safety rules, your insurance policy could be void in the event of a claim. And, if this does happen, or you’re underinsured, the cost of a claim against you could ruin your business and your professional career. Which is why it’s vital to have complete insurance in place. Which is what we’re here to do for you. We’ll discuss all the relevant details of your business, payroll and project with you. Then we’ll go to our insurance providers and come back to you with a plan of the cover you need and what it will cost you.

Need Insurance? Get in touch today!

Whatever your scaffolders insurance requirements, please get in touch today for a free no obligation quotation.





HOW CAN WE HELP YOU GET THE RIGHT SCAFFOLDERS INSURANCE COVER?

What do you need to know about getting the right Liability Insurance?

You need to be aware that, if you fail to disclose complete and up-to-date information to your insurer, you may find that your policy is no longer valid. But we know the right questions to ask you to make sure that doesn’t happen. For instance: Are you working at extreme heights? Are you using suspended scaffolding or cradles? Are your staff trained and up-to-date in the use of specific equipment, such as Fall Arrest Systems and installing Guardrail safely? Are you using Mobile Towers or hoists and waste chutes? These are all things we need to know. We’ve been brokering insurance for the construction industry for forty years so, however complex your projects are, we’ll work with you and make sure you’re fully protected. We have the resources to put the right policies in place for you. And we’ll ensure your livelihood and your income are protected.


What else do you need to think about?

Starting to consider what else can go wrong on a scaffolding job can be quite daunting. But, in order to reduce your physical, legal and financial exposure, you need to be aware of the possible safety implications of your project. For instance, if scaffolding hasn’t been erected properly, a collapse of the structure could do massive damage to the construction site, this is one of the reasons why scaffolding is considered a high risk profession. Professional Indemnity Insurance will cover you up to £100,000, and this can be increased if necessary. We can help you insure your vehicles for transporting scaffolding and materials to and from a construction site. And we can ensure you’re covered for risks to your own equipment as well as hired plant and equipment. The more you think about the risks you job entails, the better you can be protected against those risks.


Standard and Optional Insurance Cover

These are a few of the standard types of insurance we can cover you for:

  • Public & Products Liability: £5 million, including damage to property being worked on.
  • Financial Loss: £100,000.
  • Professional Indemnity: £100,000.

The optional cover, which can be added to your policy, includes:

  • Contractors ‘All Risks’ in relation to; contract works, own and hired plant and employee tools.

How do you get the right advice?

Insurance, like scaffolding, needs years of experience to get you the right cover and because we are independent you can be sure that the advice you receive is impartial. We have many years within the construction industry and are able to tailor make your policy to your exact requirements. So if you wish to find out more, then please call us on 020 3958 6868 for an initial discussion. Then if you want to take it further, we can offer a no obligation quotation.

WHAT OUR CLIENTS SAY

" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson, March 2018

" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons) June 2018