Building Contractors Insurance
As you’re well aware, each building project or development is different. Each calls for a different set of skills and experience in a specific area of construction. Perhaps you specialise in new builds, commercial office blocks or prestige apartments or the smaller end of internal refurbishments.
What you need to be aware of is that, whichever business activities you carry out, they have to have been declared to your insurers. You may be involved at the earliest stages of a build, where demolition, soft strip or hazardous waste clearing is required. If you’re doing these jobs in isolation, as part of a build that is not your own, you have to inform your insurers this is the case. Otherwise, there is every chance that, if a claim arises, you will not be covered. Not just demolition, but this applies to any particular aspect of the construction industry, such as undertaking piling, underpinning or ground works, roofing or scaffolding.
Do you know which Building Contractors Insurance you need?
As far as your business goes, you may employ your own staff, or you may sub-contract all of your work out to construction companies. You may also use labour-only sub-contractors. It’s because there are so many different aspects to your industry, that it is vital you’re protected by the right insurance cover for the work you’re doing. Insurers look at each element of a build separately. You may have a Contractors Insurance in place, but that may not cover the actual work you’re involved in. It’s not a case of ‘one size fits all’ when it comes to getting the right policy for your business. You need a broker who understands the construction industry and, importantly, understands your particular part of it. At Construction Insure, we’ve been brokering insurance for the building profession for forty years. We know the right insurance companies to talk to, in order to safeguard you against the issues that can threaten your build and your livelihood.
Need Insurance? Get in touch today!
Whatever your building contractors insurance requirements, please get in touch today for a free no obligation quotation.