JCT 21.2.1 Non Negligence Insurance

JCT 21.2.1 contracts are an essential insurance for individuals, developers or contractors taking on a build where there are neighboring properties. If structural, underpinning, piling or excavation works are taking place, you need to be covered in the event there is a non-negligent claim made against you, due to damage caused. If problems become apparent on a build, through no fault of the contractor, you need to be protected from any legal or financial repercussions. At Construction Insure, we can cover you for non-negligence claims that, otherwise, would leave you financially exposed.

What is JCT 21.2.1 Insurance?

As a responsible contractor, you’re no doubt thorough in every aspect of insuring your build or development. You may have policies in place for virtually everything that could go wrong, from professional indemnity insurance, to contract works insurance to damage or theft. But, even if you’re covered for every accident, injury or setback, there is still one aspect of a project that can, potentially, cause you liability issues.

This is known as non-negligence and it refers to situations outside your control and that are not your fault but could still be the cause of a claim against you. These could be, for instance, subsidence undermining your construction; vibration compromising structural integrity; removal of support or lowering of groundwater. To protect yourself, over and above any existing policies, you need JCT 21.2.1 insurance, which is a contract you enter into, jointly, with your client or employer.

There are different types of JCT Insurance policy available and at Construction Insure, we can advise you as to the right policy for you. We’ve been insuring contractors and property developers for forty years, so we can advise you on getting the protection you need.