Contractors All Risk Insurance

  • Same-Day Turnaround Times for Quotes and Documents
  • Rapid Comprehension of Your Requirements
  • Collaborative Policy Development and Lender Engagement
  • Arranging Building Warranties in 48 Hours or Less
  • 25 Years Experience of Construction Industry Expertise

Discussion between construction workersAt Construction Insure, we offer contractors comprehensive all-risk insurance solutions tailored to your specific needs. Leveraging our deep industry expertise, we create customised policies that address the unique challenges of your business. Our commitment to quality is reflected in our partnerships with A+ rated insurers, providing you with the highest level of financial security and protection for your construction projects.

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Why do I need Contractors All Risk Insurance?

Contractors All Risk Insurance is an essential policy to have in place if you are a building contractor or a developer.

No matter whether you're undertaking an expansion project or constructing a brand-new property, this insurance policy will provide comprehensive protection throughout every stage of the process.

While a traditional Public Liability policy only offers protection against harm to third-party properties, Contractors All Risk Insurance provides broader coverage for builders, shielding them from a range of risks associated with their projects. This includes damage resulting from unforeseen events like floods, storms, fires, or poor craftsmanship. With this insurance, builders can have confidence in their work and feel secure knowing they have sufficient protection in case something goes awry.

Without a Contractors All Risk Insurance policy, a building contractor may face significant financial consequences in the event of an accident, such as a fire, that causes extensive damage to the work outside of the original structure. A standard Public Liability insurance policy would not provide coverage for this scenario, potentially putting the project and the company's future at risk. However, with Contractors All Risk Insurance, the insured party would be protected against such risks, providing peace of mind and financial security. Additionally, this type of insurance policy offers extended coverage for future claims related to work completed by the insured, giving builders even greater protection.

Don't leave your project vulnerable - contact us today to learn more about Contractors All Risk Insurance and how it can benefit your business.


What does Contractors All Risk Insurance Cover:

  • Project duration and overall cost
  • Own plant and hired-in plant works
  • Additional costs and unexpected expenses
  • Legal liabilities
  • Accidental damage

What does Contract Works Cover:

  • Cost and length of contract

What does Contractors Combined Cover:

  • The length of the project and its overall cost
  • Equipment and machinery
  • Public and employers liability

Benefits of Contracts All Risk Insurance

Investing in Contracts All Risk Insurance brings numerous benefits for your construction business. This coverage protects your company from financial losses resulting from damages or losses to building works while they are under your responsibility. For instance, if your team accidentally burns down a dormer during installation, this insurance will help cover the costs, as it's not considered third-party property or part of the pre-existing structure.

Additionally, Contractors All Risk Insurance covers both permanent and temporary construction projects, along with materials and equipment used on-site. And, with Plant and Contractors Combined, you'll enjoy even broader protection, including liability insurance, giving you peace of mind and guarding against unexpected legal and financial burdens.



" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson


" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons)