Contractors All Risk Insurance

Construction Insure offers contractors all risk insurance based on your individual requirements. We have expert understanding of the industry and know what cover you need. All of our polices are comprehensive and are placed with A + Rated Insurers.

  • Contract Works Insurance
  • Non Negligence JCT Insurance
  • Contractors Combined Insurance
  • Property Owners Insurance

Need Insurance? Get in touch today!

Please get in touch today for a free no obligation quotation.

Contractors All Risk Insurenace is an essential policy to have in place if you are a building contractor or a developer.

This will cover you for the structure that is currently being worked upon, for example if it is an extension of the current structure or if you are building a new property it will apply to that structure from start to finish.

Unlike a standard Public Liability policy (which will only cover tradesman for damage caused to third-party premises (existing structure)) Contractors All Risk Insurance will cover any damage caused to the building works, for example if there is an unexpected flood, storm, or fire, or even poor workmanship. This gives you peace of mind for your project, knowing that if anything goes wrong that you have adequate protection in place.

Why do I need Contractors All Risk Insurance

If a Building Contractor held only a Public Liability insurance policy and there was a fire, causing serious, if not fatal damage to the work outside of the original structure, then the insured would not be covered and may even be forced into liquidation. Yet, if the insured had taken out a Contractors All Risk policy (or a contract works insurance or a contractors combined insurance policy), then they would have been covered, as mentioned in their contract works section. Moreover, Contractors All Risk Insurance (in contrast to regular Public Liability Insurance) also includes cover for future claims made about work previously carried out by the insured.

So if you are looking for this type of insurance for your project, then please get in touch today to speak to one of our team!

GETTING THE RIGHT CONTRACTORS ALL RISK INSURANCE POLICY

What does Contractors All Risk Insurance cover

  • Contract length and cost of the contract
  • Own Plant and Hired in Plant works

What does Contract Works Cover :

  • Cost and length of Contract

What does Contractors Combined Cover:

  • Contract length and cost of the contract
  • Own Plant and Hired in Plant works
  • Public and Employers Liability

Benefits of Contracts All Risk Insurance

Contract works will cover you for loss or damage to building works while your company is responsible for them. For example, if your company is responsible for installing a dormer and accidently burns it down during construction, this is not a third party’s property nor is it part of the existing structure, therefore you will need this insurance to cover the cost in case an event like this does occur.

Contractors All Risk will also insure your construction projects (both permanent and temporary), as well as all materials you’re using on the project and Plant and Contractors Combined will cover you for both above plus Liability insurance.


WHAT OUR CLIENTS SAY

" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson, March 2018

" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons) June 2018