Welding and Fabrication Insurance

As a welder or fabricator, you are used to dealing with risk every day. And it’s exactly what we’re here to insure you against. Whether that’s physical risk to yourself or your staff, financial risk to your material assets or the legal liabilities of a claim against you. If you stop to consider what could go wrong, either in your workshop or on a construction site, you’ll realise why yours is viewed by the insurance industry as a high-risk occupation. In your own workshop, even though you’re in control of your environment, you’re working close to hazardous materials. If you’re welding on a construction site your risks are increased, because you’re relying on a contractor to provide you with a safe working environment. You need to take the responsibility of protecting your staff and your livelihood. (It’s worth noting that any sub-contractors you pay wages to, which is more than 20% of their annual salary, are also considered to be your employees.) At Construction Insure it’s our job to find you the right insurance cover at the most competitive premiums. We have the experience to protect professionals in high-risk occupations, like you.

How does Welding and Fabricators Insurance help you?

The less control you have over your surroundings, the more you need to be aware of safety issues. And the more important it is to have the right insurance in place. You could be hot welding on a yacht, a bridge or on a railway project. These are situations which present a potential high physical risk to you. But, whether you’re on-site or in a workshop, it’s vital that you follow Health & Safety guidelines at all times. If you don’t, you’re putting any insurance claim you might make at risk. Without a valid insurance policy in place, a single accident to your staff - or a member of the public - could bankrupt your business. But that’s where we come in. We’ll discuss the type of work you’re doing and what your budget is. We even separate out hot works from fabrication, to keep your premiums lower where possible. We’ll propose the cover you need, including what it will cost, so there are no surprises. We have four decades of construction industry experience to help you get the right insurance package. This can include Public Liability, Products Liability and Employers Liability insurance. As well as Contents and Machinery and Stock insurance.