Steel Erectors and Steel Workers Liability Insurance?

Whether you’re welding steel in your own workshop, or erecting steels on-site at a build or property development, you’re involved in a high-risk profession. In a workshop, you and your staff work close to hazardous materials and equipment. If you’re fixing USJs or beams on a construction site you have less control over your situation and your risks are even greater. You’re relying on a contractor to provide a safe working environment, which, they don’t always do. Wherever you’re working, you need to take the responsibility of making sure you’re protected, physically, financially and legally, from risks to yourself, your business and to any staff you employ. This includes any sub-contractors you pay wages to directly, as, if you provide over 20% of their annual income, they will count as your employees. At Construction Insure we’re dedicated to finding the right insurance cover at the most competitive premiums, to protect professionals like you in high-risk occupations.

How does Scrap Metal Liability Insurance help you?

Because you work in challenging environments in a high-risk profession, it’s vital that you follow Health & Safety guidelines in order to keep your staff safe. Failing to do so could affect any insurance claim you make - or that might be made against you. If you’re not in control of your surroundings, you need to be even more aware of safety issues. You could be aligning beams and RSJs into position; unloading and stacking steel; or using cranes to lift heavy steels into position. All of which are, potentially, high-risk situations. Without a valid insurance policy in place, any accidents to your staff - or to a member of the public - could ruin your business and your income. It’s our job to make sure that doesn’t happen to you. We’ll listen and understand the work you’re doing and your budget and keep your premiums as economic as possible. We’ll explain what you need covered and tell you what your cover will cost, with no surprises. We have forty years of insuring the construction industry, so we know we can help you get the right insurance package. This can include Public Liability, Products Liability and Employers Liability insurance. As well as policies for Contents and Machinery and Stock insurance.

Need Insurance? Get in touch today!

Whatever your steel erectors liability insurance requirements, please get in touch today for a free no obligation quotation.





HOW CAN WE HELP YOU GET THE RIGHT STEEL ERECTORS LIABILITY INSURANCE COVER?

Why have specific insurance cover?

We’re able to use our expertise in insuring the construction industry and associated trades to offer policies that provide specific cover for the type of steelwork you do. For instance, if you’re workshop based, we can insure you and your vehicles for transporting heavy steels to their destination. Without insurance cover, a single accident on the way to a site could destroy months of work and threaten your financial security. We can also cover your tools, whether on-site or in your workshop, against loss, damage or theft. We can also make sure that, if your own equipment or hired equipment should fail, you’re up and working again in the fastest possible time. Insurance can become quite complex, but, whatever policies you need, we’ll work with you and make sure you’re completely covered. We have the resources and experience to ensure that your income and livelihood are well protected.


What do you need to know about getting the right Insurance?

The more we know about the type of steelwork you do and where you do it, the better we can help you. Full disclosure is extremely important because any omissions may void your insurance policy. For example, you may be working with on a site in a residential area, close to members of the public. You should then be covered for personal injury to a third party. The Public Liability provision of your policy would cover you for up to £5 million, while Professional Negligence would cover you up to £100,000, although this can be increased through a separate policy. Without an insurance policy in place, the cost of a claim against you could be ruinous for your business and your financial security. We make sure that our premiums are as competitive as possible, so you get the best cover for your money. And we have a UK-wide network of Account Handlers to look after you.


Standard Insurance Cover

  • Employers Liability: £10 million.
  • Public & Products Liability: £5 million, including damage to property being worked on.
  • Financial Loss: £100,000.
  • Professional Negligence: £100,000.

Optional Insurance cover

  • Contractors ‘All Risks’ in relation to contract works.
  • Your own and hired plant and employee tools.
  • Defective Workmanship.
  • Products Efficacy.

WHAT OUR CLIENTS SAY

" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson, March 2018

" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons) June 2018