Undergoing Renovation Insurance

If you have either purchased a property that is about to undergo renovation or are having a renovation done on your own home, you need to speak to us first so we can advise you what insurances you need to protect yourself. There are all different types of builds and as a result there are different policies which need to be taken out to cater for each and every project.

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  • Unoccupied Buildings insurance Undergoing Works
  • Contract Works
  • Contractors All Risk
  • Contractors Combined

Need Insurance? Get in touch today!

Whatever your undergoing renovation insurance requirements, please get in touch today for a free no obligation quotation.

Whatever type of renovation project you’re undertaking, you need to have the right insurance cover in place. Whether you’re transforming your own residential or commercial property, or renovating a property you’ve purchased, at Construction Insure, we’re here to look after your investment, from the planning to the final finished build.

What sort of Undergoing Renovation Insurance do you need?

A renovation may appear to be a more straightforward proposition than a complete new build. But, even if you’re remodeling an existing structure, you need to be fully aware of everything that could go wrong during the project. And you have to make sure that your investment in time, as well as money, is fully protected. The first thing you need to do is to make sure your building contractor is appropriately insured. In effect, you’re trusting them with your future. You have to know they have the right cover for the cost and length of your build. If structural work is being carried out, your builder will need a Contractors All Risk or Contract Works policy. This will also cover any new additions to the existing structure that extend the property outside its original dimensions. These policies also apply to property developers who hire in contractors to do the work or who are project managing the renovation. In either case, it is advisable to have Contractors All Risk or Contract Works policies in place. At Construction Insure, we specialise in protecting our clients during, and after, any aspect of a renovation. We’ll work with you to help your refurbishment plans proceed as smoothly as possible.


What else do you need to know?

If your project is costing over £30,000, it’s important that you give complete information of your refurbishment to your insurer. This includes any demolition or groundworks being carried out in connection with the build. If you omit any details, and there is a claim made, it could result in that claim being declined. Which may mean you having to fund any costs yourself, a situation you’d no doubt rather avoid. Another safeguard you may want to put in place is a JCT 5.4b. This is a Joint Contracts Tribunal policy that is a contract between yourself and your building contractor. This acts as a back-up if, for whatever reason, your contractor’s insurance fails. It means you’re not left financially or legally exposed in the case of a claim against you. As it’s project specific, it gives you more control over the insurance of your own refurbishment.

How do you get the right advice?

We’ve brokered insurance for many refurbishment projects over the last forty years. We know that you’re committing your money and your time your refurbishment project and we want to make sure you’re protected from the issues that can occur. We want to help you make your project as problem-free as possible. So if you are undergoing a renovation project and want to find out how you can gain the right Undergoing Renovation Insurance cover then please call us on 020 3958 6868. We will discuss your requirements and find out more about your build project, with the right information to hand we will be able to provide a no obligation quotation that’s aimed at your specific needs.



" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson


" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons)