Property Owners Liability Insurance

If you own a property you need to protect yourself by making sure you have property owners liability insurance. Think about consequence and what might happen if your not covered. For instance if somebody or something gets damaged by an object falling from your home. What happens if somebody gets injured whilst working in your house as a result of a faulty fitting or structure. If you’re not covered you will be personally sued.

Handing over property keys

  • Public Liability Insurance
  • Land Insurance
  • Site Insure
  • Property Owners Liability Insurance

Need Insurance? Get in touch today!

Whatever your property owners liability insurance requirements, please get in touch today for a free no obligation quotation.

At Construction Insure, we help protect property owners from the beginning of construction, refurbishment or rebuild, right through to completion and beyond. Even when the building is occupied, we’ll safeguard you from the liability of accidents occurring to visitors or to third-party property.

There’s no question that the actual process of construction contains many hazards. Whether a building is being constructed from the ground up, or an existing structure is being renovated or extended, a construction site is inherently dangerous. Which is why having the right insurance protection is so important for developers and contractors. But, what’s often forgotten is, after the build is completed and the house or apartment is being lived in, accidents can still occur. Which means, as a property owner, you can still be held liable. So, how do you protect yourself against that financial liability?


What is Property Owners Liability Insurance?

With Property Owners Liability Insurance. Fortunately, at Construction Insure, we’ve been working with the construction industry and property developers for a long time. We’re fully aware that every aspect of a project needs to be considered, from beginning to end – and beyond. In fact, we actually incorporate Property Owners Liability into our policies, so you don’t even have to think about it and combining insurances can save you money too.

Why do you need Property Owners Liability Insurance?

When you start to consider the possibility of an accident occurring on, or around, your home, you can begin to see why it’s important to be financially protected from claims against you. Especially as our society is becoming more litigious all the time. It could be something as unavoidable as one of your roofing tiles coming loose and dropping onto a parked car, damaging it. Or a visitor to your home could slip or trip and injure themselves while simply walking up your front path. The more visitors or tradesman that come to your home, the more the possibilities of an accident increase.

Cover for differing circumstances

If you purchase goods online, every package that’s delivered by a driver, or every online supermarket delivery contains the possibility of a claim against you in the case of an accident or injury. Inside the property, there’s even more scope for accidental injuries, from a loose light fitting falling onto a tradesman, to a chair breaking beneath them, to a slip and a fall down your stairs. These may all sound like innocuous, every day occurrences, but they could leave you financially exposed if you’re not protected by insurance cover.

How do you get the right advice?

Because we’ve been insuring the construction industry – and our domestic customers – for over forty years, we’re very aware that accidents do happen and people do get injured. But, we have the knowledge and experience to give you the help and advice you need to make sure you’re financially protected from claims against you. We will scour the market for the very best solution at competitive prices, so if you want to find out more about how we can help then please call us on 020 3958 6868 so we can talk to you about what you need. Then we can get you the cover that’s right for you.



" Comparing like with like plus some lower excesses you have managed to save me in excess of £1500 or approximately 15% on my previous insurer. "

- Hew Stevenson


" We found you to be more thorough, efficient and reasonably priced than our existing insurer. We would not hesitate in recommending you to anyone."

- Zena Nairi LLB (Hons)