If you are thinking of doing a renovation whether a self-build or for a client you must make sure you have the adequate insurance. Renovation insurance when purchased needs to be watertight, as there are a few different policies to think about and if not all covered you'll have a gap
- Renovation insurance
- Building Warranty
- Contract Works Insurance
- Non Negligence Insurance
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Many developers out there are of the smaller size and tend to do minor project renovation works to sell on quickly for a profit. If you have a Renovation Plan then construction insure are here to help guide you on all the insurances you might need.
Renovating or Refurbishing a Property
If your Renovation Plan consists of an internal refurb for a property which you are managing yourself with the help of bona-fide sub-contractors then the best policy for you to take our would be a public liability insurance and an employer’s liability insurance. It would be advisable to have cover for Employers Liability as more then like these small projects could include the use of a labour only sub-contractor (someone who does not hold their own insurance).
So when taking on a small renovation which could amount to 200k in works being undertaken there are plenty of elements to take into consideration. Doing a build is costly, but without the correct insurances in place the financial implications could be crippling. So we hope that with our renovation plan expertise we can show you how to protect a build so you can sleep easy at night.