Fleet Insurance for the Construction Industry: What You Need to Know

March 14th 2025
fleet insurance construction industry

If you’re in the construction industry, you know that having a reliable fleet of vehicles is essential to your success. You need to be able to get your crews and equipment to job sites quickly and efficiently. That’s why it’s important to have the right fleet insurance in place.

In this blog post, we will discuss some of the things you need to consider when choosing fleet insurance for your construction business. We’ll also provide some tips on how to save money on your policy.

Choosing Fleet Insurance

There are a few things to keep in mind when you’re shopping for fleet insurance for your construction business. First, you need to make sure that your policy covers all of the vehicles in your fleet. You should also consider the types of coverage you need, such as liability, collision, and comprehensive coverage. You’ll also want to get quotes from several different insurers to make sure you’re getting the best deal possible. That’s where going to an independent broker like Construction Insure can be beneficial.

When it comes to saving money on your fleet insurance policy, there are a few things you can do. One is to raise your excess. This will lower your premium, but it means you’ll have to pay more out of pocket if you have a claim. You may be able to also save money by bundling your fleet insurance with other types of insurance, such as property or liability insurance. Finally, make sure you keep your vehicles in good condition and free of any accidents or violations. This will help you get lower rates when it’s time to renew your policy.

If you follow these tips, you’ll be on your way to getting the best possible fleet insurance for your construction business. With the right coverage in place, you can rest assured that your business is protected against any potential losses. Contact us today to learn more about our fleet insurance options and get a free quote. We’re here to help you find the right policy for your needs.

Construction Fleet Management

construction vehicle fleet van

As a business owner, you know that your fleet of vehicles is vital to keeping things running smoothly. But any time they’re off the road due to a breakdown or accident, it costs you money. That’s why efficient and intelligent Fleet Management is so important.

When it comes to fleet management, there are a few things you need to keep in mind. First, you need to make sure that your vehicles are well-maintained. This means regular tune-ups and maintenance check-ups. You also need to have a system in place for tracking your vehicles’ mileage and usage. This will help you keep tabs on when they need to be serviced and how much wear and tear they’re experiencing.

Another important aspect of fleet management is choosing the right insurance coverage. You want to make sure that you’re covered in the event of an accident or breakdown, but you don’t want to overpay for coverage that you don’t need. That’s where Construction Insure can help. We’ll work with you to find the right balance of coverage and cost so that you can rest easy knowing your fleet is protected. Construction Insure can provide solid and reliable quotations to get you the lowest premiums with A rated insurers.

Types of License Holders

There are different types of driving licenses for different types of vehicles in the UK. The most common type of license is a car license, which allows you to drive cars and light vans. You can also get a license to drive motorcycles, heavy vans, buses, and lorries.

The type of license you need depends on the size and weight of the vehicle. For example, you need a car license to drive a car or van that weighs more than 3.5 tonnes. But you need a heavy goods vehicle (HGV) license to drive a lorry that weighs more than 7.5 tonnes.

There are different classes of HGV license, depending on the size and weight of the lorry. There are also different classes of motorcycle license, depending on the engine size.

When running a fleet of vehicles, especially in the construction industry where you are more likely to own a number of different types of vehicle. Make sure you know which of your employees or contractors hold which types of licence if they are likely to drive any of your fleet of vehicles. Having the right fleet insurance is an essential part of managing a construction business that owns multiple vehicles.

That’s why working with an experienced Independent Insurance Broker such as Construction Insure can help you get the right cover at a competitive rate.