Land Liability Insurance

If you own a plot of land, whether you’re intending to build on it at a later date, or keep it undeveloped, that plot needs to be insured against to damage to it, or accidents occurring on it. At Construction Insure we can make sure that your investment is financially protected.

Not all plots of land are purchased to be developed right away, or even developed at all.
You may have bought in an underdeveloped area, with a view to retaining it while the value of the area increases, then selling it on to a developer. The grounds may be adjacent to structures you own and you may be using it for storage purposes. This could be anything from building materials to hazardous waste. Or you may be using the area to park or store vehicles on. Whatever your purpose, you need to be protected against liability claims made against you, such as accidents or injuries sustained there, as a consequence of owning that land. At Construction Insure, we specialise in brokering the right insurance for the construction industry and for property owners and developers, to make sure you’re not left financially exposed.

Why do you need Land Liability Insurance?

Your plot may be close to a residential area, in which case it could attract unwanted activity. For instance, children may be able to gain access, in order to play or use the space as a short cut. If they sustained an injury while on your land, or gaining access to it, perhaps cutting themselves on fencing, you would then be liable for that occurrence. Empty areas are also a magnet for other, sometimes illegal, activities, such as abandoning cars, fly tipping and dumping garbage. You may find yourself liable for these activities and any subsequent fines imposed against you.