Public and Employers Liability for Roofers using heat needs to be got right. Hot works are a hazard and can cause all sorts of claims due to the use of naked flame. We have had blocks of flats burnt down cars blowing up, houses set alight to name a few.
When taking out insurance for roofing works, you not only need to disclose the heat works you are carrying out and what percentage of your work that equates to, but you also need to be reading the policy endorsements, following insurers guidelines on what they expect from their clients when carrying out such works.
A classic one is making sure there are two people present when hot works are being carried out, one with a fire extinguisher and another who undertakes the works. Then when the works are complete that someone must remain with a fire extinguisher until all smoke has gone.
Failure to follow these simple guidelines will result in insurers not paying out, which will then result in the Roofing firm being sued by the third party for their losses which will most likely result in the company having to liquidate.
Working with us for your Roofing Insurance
Construction Insure offers our roofers the most flexible and comprehensive policies on the market!
We offer the same covers and protection for all ranges of clients, from large scale business operations to sole traders roofers insurance, heat use exposure, flat roof insurance, and cladding- we’ll guarantee that no matter what activities you’re involved in, you’ll have the peace of mind in every circumstance.
Aside from Employer’s and Public Liability, we offer countless extensions, from unlicensed asbestos removal for those jobs that require taking sheets off roofs, to contractors all risk insurance, covering your business for ongoing works, the cost of materials, and any plant you may own or hire out- every aspect of the job and every stage of the job will be carefully considered.
This is all backed up by continuous working partnerships with insurers, providing dedicated schemes from A rated insurers, to direct access to the Lloyds syndicates, allowing us to provide our tradesman with the covers you’d expect, and extras you wouldn’t!
For all liability insurance for roofers, whether it is in the high risk category of heat works or the removal of asbestos, or roofing insurance excluding heat use, Construction Insure are confident we will have you covered.