At Construction Insure, we specialise in providing Trades Insurance designed specifically to meet the unique risks and requirements of tradespeople operating across the UK. Whether you’re a builder, electrician, plumber, carpenter, roofer, or landscaper, our customised insurance solutions offer extensive protection to secure your business, tools, and financial wellbeing, ensuring total peace of mind.
Understanding Trades Insurance
Trades Insurance is specifically designed to protect tradespeople from the variety of risks they face daily on job sites and during interactions with the public and clients. From potential injuries and property damage to tool theft and accidental damage, Trades Insurance covers a wide range of scenarios, safeguarding your livelihood against unexpected financial burdens.
Essential Types of Trades Insurance Cover
We provide a comprehensive range of insurance options, meticulously tailored to suit the diverse needs of trades professionals across various sectors. The main types of cover include:
Public Liability Insurance
Public Liability Insurance is critical for any tradesperson who regularly interacts with clients or the public. It provides protection against claims of injury or property damage caused by your business activities. Whether an accident occurs at your premises, on-site, or at a customer’s location, this insurance covers legal costs and compensation, ensuring your business stays protected.
Employers’ Liability Insurance
Employers’ Liability Insurance is a legal requirement in the UK if you have employees or subcontractors working under your supervision. It protects your business against claims from employees who become injured or fall ill due to their work. This insurance is vital, not only to meet legal obligations but also to ensure your workers are well-protected and your business is financially secure against potentially costly claims.
Tool and Equipment Insurance
Your tools and equipment are integral to your business operations. Tool and Equipment Insurance covers theft, loss, or accidental damage, enabling you to quickly replace essential items and minimise business disruption. With tools often being expensive and critical to the daily running of your business, this type of cover provides invaluable peace of mind.
Personal Accident Insurance
Tradespeople face an increased risk of injury due to the nature of their work. Personal Accident Insurance provides financial support if you suffer an injury or illness that prevents you from working temporarily or permanently. This cover helps replace lost income, assisting with daily living expenses and medical bills, thereby safeguarding you and your family’s financial stability.
Professional Indemnity Insurance
Professional Indemnity Insurance is essential if your trade involves providing advice, consultation, or design services. It covers legal costs and compensation claims resulting from professional mistakes, negligence, or poor advice. This insurance is especially crucial for tradespeople involved in design-build projects or offering expert consultancy.
Why UK Tradespeople Trust Construction Insure
Specialist Industry Expertise: We exclusively focus on construction and trades sectors, meaning we deeply understand the unique challenges and requirements of your trade.
Dedicated UK Support: Our experienced, UK-based customer support team offers friendly and efficient assistance, available whenever you need it.
Affordable and Competitive Rates: We offer highly competitive premiums without compromising the quality or breadth of cover, ensuring you receive maximum value and protection.
Trades That Benefit Most from Our Insurance
Our Trades Insurance is ideal for a variety of skilled professionals across numerous trade specialisms, including:
- Builders
- Electricians
- Plumbers
- Carpenters and Joiners
- Painters and Decorators
- Plasterers
- Roofers
- Landscapers
- Heating Engineers
- Floor Layers
- Tilers
If your trade isn’t listed here, rest assured we can still help. Our specialist advisors are always available to discuss your individual needs and create a tailored insurance package perfectly suited to your specific trade.
Easy, Fast, and Convenient Quotes
Securing your trade business has never been easier. At Construction Insure, we pride ourselves on our streamlined quote process, designed to be quick and hassle-free. Simply fill in our easy online form or contact our expert advisors directly to discuss your Trades Insurance requirements. Obtain a personalised, no-obligation quote today and ensure your business enjoys complete protection and lasting peace of mind.