An air conditioning engineer could be considered a high risk trade and therefore the right insurance is key. Whether you are working on a large scale project on a construction site, or fitting one unit to a residential house you need to make sure that you have the correct construction insurance cover in place.
The risks involved include:
- Damage to property
- Accidents causing harm to public
- Accidents causing hard to colleagues or fellow contractors
- Legal fees
- Loss of Earnings
Protecting yourself against these risks can not only give you peace of mind, but will also help you to win certain contracts where insurance cover is a requirement. Making sure you are insured against physical, financial or legal risks for you and your contract or clients isn’t an area you should be looking to save on, the alternative could be far more costly.
Why Have Air Conditioning Engineers Insurance?
Whilst you may be an expert in your field, you cannot account for things around you and let’s face it, accidents and mistakes can happen no matter how competent or experienced you are. Examples of cover we would recommend are:
Standard cover for our Air Conditioning Engineers Insurance is:
- Employers Liability: £10 million.
- Public & Products Liability: £5 million, (includes damage to property being worked on.)
- Financial Loss: £100,000.
- Professional Indemnity: £100,000.
The optional cover, includes:
- Contractors ‘All Risks’ in relation to contract works.
- Your own and hired plant and employee tools.
- Defective Workmanship.
- Efficacy Cover
At Construction Insure we pride ourselves on advising our clients on the best and most suitable cover for them and their circumstances. We don’t try and sell anything that isn’t needed, our clients stay with us long term and our relationships are more important than trying to upsell unnecessary policies.
Because we aren’t tied to a specific insurer, we can offer a range of options and scour the market looking for the most competitive quotes. It is our job to make sure you get the best option with the right level of cover, cheap doesn’t always mean most affordable. When something goes wrong and you are unable to claim because you don’t have an adequate level of cover, it becomes the opposite of cheap!
So if you want to discuss your air conditioning engineer insurance to see how we can help, then please get in touch today.