Why Work with an Insurance Broker Like Construction Insure Instead of a Comparison Site?
When you’re running a construction business or managing a building project, sorting out your insurance is rarely at the top of your to-do list. It’s easy to open up a comparison site, punch in a few details, and pick the cheapest option. Job done, right?Not quite.
Comparison websites have their place, but when it comes to something as complex and important as construction insurance, there’s no substitute for working with a specialist broker like Construction Insure.
Here’s why it makes a real difference and how we help you get cover that actually protects you.
We Understand Construction Insurance Inside and Out
At Construction Insure, we’ve spent over 40 years working in the construction insurance industry. This isn’t a sideline for us, it’s our entire focus. We understand the risks you face, the types of projects you take on, and the policies that genuinely protect you.
Whether you’re renovating a single property or building a multi-storey development, we know what questions to ask, what cover is essential, and what pitfalls to avoid. Comparison websites simply can’t provide that level of tailored expertise.
We Don’t Just Sell Policies—We Build Relationships
One of the biggest differences when you work with us is that we take the time to get to know you and your business. We want to understand how you operate, the vehicles you use, your subcontractors, your payroll, and your risk profile.
Why? Because that’s how we make sure you get insurance that works when you need it. Policies from price comparison websites are often based on generic information. That can lead to gaps in cover, or worse, claims being rejected because something was left out or misunderstood.
When we put together a policy for you, we’ll go through everything clearly so nothing is left to chance.
We Translate the Jargon and Explain the Fine Print
Insurance policies can be full of confusing terms and technical language. If you’re not in the industry, it’s easy to miss something important or assume you’re covered when you’re not.
We take the time to explain:
- Exactly what is and isn’t included in your policy
- What different terms mean
- Where the exclusions and limitations are
- What’s worth adding, and what’s not necessary
Our goal is to keep things simple and help you make confident, informed decisions without getting lost in legal terminology, let’s face it – if you’d wanted to learn what it all meant, you’d have trained to be a Insurance Broker instead!
Tailored Cover for Your Specific Project
Every construction project is different. A basic new build needs very different cover to a renovation involving structural alterations, demolition, or groundworks.
With Construction Insure, you’re not limited to a one-size-fits-all policy. We’ll tailor your cover based on what you’re actually doing, whether that includes:
- Contractors All Risk
- Legal Indemnities
- Demolition Insurance
- Renovation Cover
- Rights of Light or Restrictive Covenant Insurance
- Land Liability or Unoccupied Property Insurance
Even if you’re not sure what type of cover you need, we’ll talk it through with you and put together a package that fits.
We’re a Resource for Construction Professionals
Our support doesn’t stop once you buy a policy. Our website is also a go-to resource for construction professionals, including:
- Architects
- Quantity Surveyors
- Structural Engineers
- Property Developers
- Solicitors
We provide guidance and breakdowns of different insurance types so you can educate yourself, make smarter decisions, and avoid costly mistakes.
Real-Life Help When It Really Counts
We’re not just here when things are going smoothly. If you ever need to make a claim, we’ll be right there to help you through the process, make sure the paperwork is in order, and support you in getting the outcome you deserve.
That’s something you won’t get from a faceless call centre or comparison site chatbot.
Real-World Example: The Cost of Inadequate Cover
Imagine you are a property developer, and you go to a price comparison site to buy what looks like a standard Contractors All Risk policy for a renovation project. A few months into the job, a partial collapse occurs due to unforeseen structural issues. When you go to claim, you discover the policy doesn’t cover works involving underpinning or structural alterations, two key elements of the project. If this happened to you, you could be left with sizable costs to satisfy out of your own pocket.
Working with a specialist broker like Construction Insure, would ensure that this gap in cover would have been identified and resolved before a shovel even hit the ground.
How We’ll Work with You
When you contact us, we don’t just take your name and postcode. We’ll talk through your project, your risks, your budget, and your concerns.
Then we’ll use our network of insurers to build a policy that:
- Covers everything you need
- Avoids unnecessary extras
- Explains everything clearly
- Costs what it should, without surprises later
So, Why Choose Construction Insure?
- Over four decades of specialist experience
- Tailored advice from people who understand the industry
- Transparent pricing and clear explanations
- A long-term relationship—not just a one-off sale
- Support during claims, renewals, and everything in between
Comparison sites may give you quick quotes, but they can’t give you the confidence that you’re properly protected. We can.
Ready to speak to someone who actually understands construction insurance?
Call us today on 020 3958 6868 or explore the categories on our website. Whatever your project, we’re here to help you get the cover that’s right for you.