With over 3 decades of experience in providing construction insurance to contractors and developers. We have gained a massive amount of expertise and knowledge. There isn’t a situation we haven’t come across before and have always been able to help our clients find the best construction insurance solutions for them.
Why do I need Expert Construction advice?
Construction insurance can be technical in its very nature which means that a lot of general business insurers don’t always have access to the best policies available on the market. We can advise on the very best cover aimed at your property or construction project mitigating any financial loss should the very worst happen.
We have been fortunate to build strong relationships with insurers over the years, because we have placed large volumes of business to them, they in return offer market leading construction insurance cover for our clients.
Many construction companies aren’t always clear on exactly which construction insurance policies they require for risk management. This is why they need construction insurance from a broker that is authorised and regulated by the financial conduct authority and one that can ensure the right cover is advised. One that takes into account risks such as property damage, equipment, public liability, business insurance just for starters.
How do I Know what Construction Insurance I Need?
To enable us to get the right construction insurance cover for your property project we will ask a number of questions. This allows us to ensure you have the correct insurance policy and is why we ask to know the specific details of your projects, what contractors and third parties you may have working on site and whether or not they are classed as employed. All of these alongside the nature of the property project, equipment being used, claims history and any professional qualification requirements or memberships.
It might seem like a lot, but it is all to make sure that any claims are paid out easily and quickly. That’s why we provide cover to those businesses that are open and honest with us. It’s much more cost effective in the long run to get the right construction insurance in place up front.
Each construction or property project is different and no doubt you have very specific requirements. But that doesn’t need to equate to an over complicated or extortionately expensive construction insurance policy. We are dedicated to the construction industry and will work tirelessly so that you get a cost-effective insurance policy that covers you for everything from property damage to financial loss through the fault of contractors or third parties. In fact, pretty much every scenario you can think of can be covered when weighing up risk factors such as contractors working at height, asbestos, risk of injury etc.
Getting a Construction Insurance Quote
Once we have fully discussed your Construction Insurance requirements, we will explain any industry jargon, provide proof that we are authorised and regulated by the financial conduct authority if required and talk through each element of the policy in detail.
We want you to fully understand the construction insurance policy that you take out. This way you understand the risk involved, how to process any claims, what it covers you for and who. For example, is it just your own business or does it cover contractors? Does it include all the insurance cover I require? Please feel free to ask as many questions as you need to feel confident and comfortable.
We will always provide more than one construction insurance quote to allow you the option of choice.
Whatever you need, talk to one of our construction insurance team today for independent advice.